First off, let me just say, there are some exciting things happening in my world.
But holy moly are we hemorrhaging money.
It is practically spewing out of our savings account. Spewing.
We bought a house! You know the saying from Field of Dreams, "If you build it, they will come"? Yeah, we're banking on that. We may not technically have built it, but I'm still hoping they come!
We will now have an actual bedroom for our future baby, so I am so excited about that, but it is also a very scary feeling to be suddenly so broke before even starting IVF!
Yesterday was supposed to be the day I had my uterine septum removed, but nothing goes as planned. Nothing.
Friday afternoon I got a call from the RE. They had just gotten word from the insurance company who decided that a uterine septum removal is not indicated except for people with fertility issues. So the whole surgery will be paid for out of my less-than-bulging wallet. Super.
This news came the day after our offer on the house was accepted, so I decided to postpone the surgery until October 1st so we could figure out how to pay for it. I am so, so disappointed, but I also don't think having an invasive procedure when extremely stressed is the best idea.
We did entertain the option of not having the surgery, but facing a higher risk of miscarriage is not a risk we can take, no matter what it ends up costing us.
I just feel like we are never going to get there. Sigh.
I hate insurance companies.
Meanwhile, here I wait...on the pill. It's like an infertile's nightmare :)
But we just had a fantastic trip to Kauai!
We are buying a house that our family can grow into.
And I received a little package in the mail yesterday from Jules at The Road Less Traveled with the leftover meds from her IVF cycle! It made my week!
So life could be worse :)
Congrats on your house! That is so exciting! Although it sucks to wait for surgery (and to have to pay out of pocket - sometimes I seriously hate insurance and their refusal to cover things that are HEALTH ISSUES) I agree that it will be better to have it when you are a little less stressed. At least getting a house is good stress:)
ReplyDeleteThose pics look awesome! I hear you on the bleeding wallet though. Crazy about the insurance. Weird bc my insurance covered my septum removal but will not cover one cent of anything fertility related. No idea how that worked...October will be here before you know it and you can focus on your new house!
ReplyDeleteCongrats on your new house!
ReplyDeleteThat is ridiculous that the insurance company is now refusing to pay for your surgery. That sucks. But the surgery is a necessary thing, so hopefully you guys can come up with the money to have it done soon.
My husband and I are bleeding money too- because of our new house which is quite a fixer upper. In the meantime we have to save money for IVF...which isn't going so well. Stupid insurance companies that won't cover IVF.
Congratulations on the new house!! I know it feels like money is leaving much quicker than it's coming in when you make a purchase like that!! When we bought our house, I wondered if we were in over our heads. (We weren't, but it sure felt like that for the first couple of months when you realize how much stuff you 'need')
ReplyDeleteI'm sorry to hear you need surgery that insurance isn't covering. Wendy is the only one I know 'personally' who is havings obstacles to children and it's widening my understanding of what some couple have to go through to have kids!
I'm glad you could relate to my uh, embarassing, story. My mom happened to call about 15 minutes afterwards and when I told her what happened, she proclaimed "Oh! That just happened to me last week!" I still laugh when I think of getting to the truck and seeing newspaper in my seat.
Hi from your newest follower. Congrats on your home. Having your own place is such a great feeling and knowing you will have a house of your own to bring a little one home to one day is even better.
ReplyDeleteCongrats on the house! Another thing we have in common. My husband and I bought a house in March - sooner than we had planned to because it was just the most perfect house for us ever.
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